Health Coverage Plan (Health & Dental Insurance)

If you or your spouse are Canadian residents aged 18–74 and covered by a provincial or territorial health plan, you can apply to continue your health and dental coverage. Apply within 60 days of your workplace coverage ending—no medical exams or health questions required in most cases.

Critical Illness Insurance

If you had critical illness coverage through your employer with a major insurer, you may be eligible to convert it for yourself, your spouse, and your children—no medical tests or health questions required.

• Keep up to $100,000 of coverage each for you and your spouse, and $20,000 for each eligible child.
• Apply within 60 days after your workplace coverage ends.
• Available for individuals aged 18–69 (or 65, depending on your former employer’s plan). Children must be under 18.
  
  

  Life Insurance (Possible Guaranteed Conversion)
  
  

  If you’re under age 65, you can convert your group life insurance into an individual policy without any health questions or medical exams—just apply within 31 days of your workplace coverage ending.

  • For Quebec residents, coverage is also available for spouses and children.
    
    

    My Life Plan (Term Life Insurance)
    
    

    This yearly renewable term life insurance is an individual policy that stays with you, no matter where life takes you.

    • Available for individuals and spouses aged 18–65.
    • Apply within 60 days of your workplace coverage ending with just a few simple health questions.